iDeal payments with Spend Cloud Cards

iDeal payments with Spend Cloud Cards

With Spend Cloud Cards, you can pay using the credit card functionality in an online store. This is easy, fast, and completely safe. You often see a Mastercard logo in online stores, indicating that it is possible to pay with a Spend Cloud Card.

More information for users on how to easily pay with a Spend Cloud Card can be found in this article.

iDEAL payments are not possible with a Spend Cloud Card, but fortunately, this is not necessary with the above option. In almost all online stores that offer iDEAL, you can also pay via the Mastercard functionality.

In exceptional cases, would you still like to make payments using iDEAL?

Starting from February 2023, you can combine iDEAL payments through your bunq account with Spend Cloud Cards. This allows you to create card statements with only Spend Cloud Cards and still make iDEAL payments from the card statement, debiting the card statement balance. This way, you combine the best of both worlds. This functionality is only supported for customers with an active business bunq account with access to the bunq app.

How do I activate iDEAL payments?

I have a business bunq account, access to the bunq app, and Spend Cloud Cards

If you have a business bunq account, simply choose a bunq account in Spend Cloud when setting up the card statement. The option to make online payments with a Spend Cloud Card can be turned on or off in real-time at any time. To turn it off, leave the field for choosing an account blank.

Activate this functionality via Cash & Card / Books.

I have only a business bunq account and access to the bunq app

Since it is possible to make iDEAL payments with Spend Cloud Cards through your bunq account, you can gradually replace bunq cards with Spend Cloud Cards. If you are interested, contact your Account Manager to initiate this process.

I have a business bunq account but no access to the bunq app

Identify within your organization who opened the bunq account in the past. It is usually a board member, authorized person, or director in collaboration with someone from the financial administration. They should be able to assist you. If logging in via the bunq app is not possible, contact support@bunq.com. Our support department cannot provide assistance with bunq accounts as Visma | ProActive does not have access to bunq accounts.

I only have Spend Cloud Cards

This functionality is supported only for customers with an active business bunq account. You can only use this functionality if you are onboarded with bunq. If you don't have a business bunq account, we advise against using the 'pay with iDEAL' functionality. Online (Mastercard) payments are still possible with Spend Cloud Cards and provide a good alternative to iDEAL payments.

If you still want to use 'pay with iDEAL,' you need to onboard with bunq first. Please note that bunq may require additional authorization documentation, resulting in a longer account opening process.

I don't have Spend Cloud Cards and want them

Contact your Account Manager, and they will provide you with more information about Spend Cloud Cards!

You can watch the theme webinar (Dutch spoken) on this functionality





    • Related Articles

    • Toolkit for the use of Spend Cloud Cards

      Useful information on how to use the Spend Cloud Cards Give employees payment freedom with a smart debit card with their own balance and stay in control. Employees make purchases easily, avoid complicated expense claim processes and have time for ...
    • Cash & Card - from opening an account up until commissioning cards

      Cash & Card - The Process from A to Z This article provides a step-by-step, concise description to support the implementation of the Cash & Card module, from opening an account to accounting for expenditures. Within this description, direct ...
    • Managing rights of making online payments with a bunq debit Mastercard

      With a bunq debit Mastercard, you can make online payments at webshops that do not offer iDEAL, which is often the case with foreign webshops. The buyer selects the option to pay with a credit card in the webshop. For more information on finding the ...
    • How does online (digital) banking work with Cash & Card?

      If you're curious about whether you can pay, for example, via a payment request with Spend Cloud, we'd like to provide you with more information in this article. Which Payment Methods are available with the Cash & Card Module? Depending on your ...
    • Confirm online payments with a Spend Cloud Card

      When you, as a cardholder, want to make an online payment with a Spend Cloud Card, it is necessary to confirm it through the Spend Cloud app. This is an additional security measure. You need to enable online payments in the app before you can make ...