These days, many processes can be automated, including the reconciliation of card expenses. It's possible to filter expenses made with Spend Cloud cards and bunq cards using Merchant Category Codes (MCC). This allows specific types of costs to be assigned to particular transactions. The MCC is set by the store on the card reader, enabling users to see where the expense was incurred during the transaction. By linking the MCC to a specific cost category in this way, it can be recognized and applied as coding to the relevant expenses.

You may also want to explore the theme webinar (Dutch spoken) titled 'Benefits of Using Smart Filters,' which explains, among other things, how you can easily recognize store categories using MCC codes.